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Business Owner's Policy Calculator

Estimate a bundled GL + property policy.

Details

Results

Estimated BOP premium
General liability portion
Property portion
Bundle savings (~10%)

Estimate only. Real premiums depend on carrier, claims history and underwriting.

How it works

We estimate general liability from revenue and property coverage from your property value, then apply a typical bundle discount for the BOP premium.

Bundling saves ~10% versus buying GL and property separately.

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The small-business bundle

A Business Owner’s Policy (BOP) packages general liability with commercial property (your equipment, inventory and space) into one policy — usually at a discount versus buying them separately. It’s the go-to for most small, low-to-medium-risk businesses like shops, offices and small services.

BOPs typically don’t include workers’ comp or professional liability, so add those separately if you need them. Estimate the bundle above; the savings versus standalone policies is real but modest, usually around 10%.

Good to know

FAQs

What is a BOP?

A bundle of general liability and commercial property insurance for small businesses.

What's not included?

Usually workers' comp and professional liability — add those separately.

Who should get a BOP?

Most small, low-to-medium-risk businesses with property to protect.

Is this a quote?

No — it's an estimate.